These Terms and Conditions of Use apply to you when you view, access or otherwise use the web site located at www.kaveshlaw.com (the "Site"). The Site is owned by Kavesh, Minor & Otis, Inc. ("KMO"). We grant you a nonexclusive, nontransferable, limited right to access, use and display the Site and the materials provided hereon, provided that you comply fully with these Terms and Conditions of Use.

1. No Attorney Client Relationship. We provide this Site for general informational purposes only. Because KMO is a law firm and some of the information on the Site relates to legal topics, we want you to understand that we do not create an attorney client relationship with you when you use the Site. By using the Site, you agree that the information on this Site does not constitute legal or other professional advice and no attorney-client or other relationship is created between you and KMO. Do not consider the Site to be a substitute for obtaining legal advice from a qualified attorney licensed in your state. The information on the Site may be changed without notice and is not guaranteed to be complete, correct or up-to-date. While we try to revise the Site on a regular basis, it may not reflect the most current legal developments. The opinions expressed at or through the Site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

2. Privacy. Your use of the Site constitutes your consent to KMO's privacy policy posted from time to time on the Site.

3. Copyright Notice. All materials and software published on or used on the Site are protected by copyright, and are owned or controlled by or licensed to KMO, or the party listed as the provider of the materials or software. UNAUTHORIZED COPYING, REPRODUCTION, REPUBLISHING, UPLOADING, POSTING, TRANSMITTING OR DUPLICATING OF ANY OF THE MATERIAL IS PROHIBITED. You may download any downloadable materials displayed on the Site only for personal, noncommercial and informational purposes, provided that the documents are not modified and provided you maintain and abide by all copyright, trademark and other notices contained in such material or if none, you include the following copyright notice in such downloaded materials:

4. Commercial Use of KMO Site Materials and Screen Shots. Reproduction, copying, or redistribution of materials on the KMO Site for commercial purposes is prohibited without the express written permission of KMO. Any use, reproduction, or distribution of material on this Site which constitutes the personal information, property, or photograph or other depiction of any particular KMO attorney may also be subject to state and federal privacy and other laws requiring the specific written consent of the individual attorney.

5. Service Mark Notice. "Kavesh, Minor & Otis, Inc.", "for your peace of mind^®", "IRA Inheritance Trust^®" and our tree logo are the federally registered trademarks of KMO and are protected by law. They may only be used publicly with permission from KMO. Fair use of the our registered trademarks require proper acknowledgment. ALL RIGHTS RESERVED.

6. Links to Other Sites and/or Materials. Links may appear on the Site that may be used to link to other Site(s). These links are provided solely as a courtesy to our Site visitors. KMO has no control over the linked Sites or the materials, information, goods or services available or contained on these linked Sites. KMO is not responsible for and does not endorse or warrant in any way any materials, information, goods or services available through such linked Sites or any privacy or other practices of such Sites. If you decide to access any of the linked Sites, you do so entirely at your own risk. KMO reserves the right to terminate any link at any time.

7. Disclaimer; Limitation of Damages.
(a) KMO expressly disclaims all liability for any viruses or other contamination of your computer system or other device used to access this Site as a result of your use of this Site, and expressly disclaims all liability for actions taken or not taken based on any or all of the contents of this Site. THE SITE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, ACCURACY AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, KMO MAKES NO WARRANTY OR REPRESENTATION, EITHER EXPRESS OR IMPLIED, THAT ACCESS TO OR OPERATION OF THE SITE WILL BE UNINTERRUPTED OR ERROR FREE.

(b) USE OF THE SITE IS AT YOUR OWN RISK. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR DOWNLOADING AND/OR USE OF FILES, INFORMATION, OTHER COMMUNICATIONS, CONTENT OR OTHER MATERIAL (INCLUDING, WITHOUT LIMITATION, SOFTWARE) ACCESSED THROUGH OR OBTAINED BY MEANS OF THE SITE.

8. Applicable Laws; Venue. KMO operates the Site from its offices in California and makes no representations that materials in the Site are appropriate or available for use in other locations. The display of the Site alone does not subject KMO to any specific jurisdiction. Access to the Site from any territory where the content is illegal is prohibited. If you choose to access the Site from other locations, you do so at your own risk and are solely responsible for compliance with any and all applicable laws, rules and regulations. You may not use or export any of the Site materials in violation of U.S. export laws and regulations. Any claim related to the use of the Site or to the Site materials shall be governed by, construed and enforced in accordance with the laws of the State of California as applied to agreements made and to be performed entirely therein. Any action arising out of or related to the access, use, content, or existence of this Site shall be filed only in the appropriate state or federal court located within the State of California. The access, viewing or use of this Site constitutes the user's express permission and consent to the jurisdiction of the state and/or federal courts of the State of California for purposes of such actions.