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Health Care Costs - Location, Location, Location

post21.jpgIt's no secret that the tab for health care in America is soaring. But did you know that what you pay for health care depends--heavily--on where you live?

A cup of coffee will cost you just a bit more or a bit less depending on where you get it. Interestingly, however, the cost isn't necessarily dependent on how good the coffee tastes. No, when it comes to geography and what you pay for something, remember the three things that determine real estate prices:  location, location and location. And the effect of location on medical care and old-age expenses can be significant.

Planning for your old-age, or for the needs of an elderly loved one, is partly a test of geography in the health care economy. In fact, it's more important to understand this fact of life now more than ever.

For some fresh analysis of this familiar topic, you might want to take a look at a recent Morningstar article titled "Health-Care Costs: Why Your Location Really Matters." The article speaks to the "numbers" and to international comparisons. Regardless, the key for you to note is not the economics or even the politics behind this issue, but rather the very real circumstances you and your loved ones may be facing now or in the future.

So, how will you plan for the geography of medical expenses?

For more information please visit my estate planning website.

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