We often have clients who no longer feel they need an old life insurance policy or simply don't want to pay the premium anymore. Unfortunately, they just let the policy lapse and receive little to nothing back, when there is another alternative...
Should You Sell Your Life Insurance Policy?
Tips for Choosing a Senior Living Community
Contributed by Belmont Village Senior Living
Disinheriting a Child
They say that there's two things in life that are certain: death and taxes.
Estate Planning Considerations for the Modern, Blended Family
Estate planning has become a lot more challenging in more recent years. As the divorce rate has increased, so has the amount of second (and third) marriages. This brings about a number of dynamics with what is known as the modern "blended" family. This involves children from prior marriages or relationships, which can bring about a number of challenging and difficult decisions to be made during the estate planning process.
California Conservatorships: What You Need to Know
When people think of estate planning, they often think that it's just about the distribution of assets when someone passes away. While this is true, there's actually a lot more that goes into the process of proper estate planning.
Pre-Paid Funeral Plans: Buyer Beware
Funerals rank among the most expensive purchases many consumers will ever make. A traditional funeral costs about $7,000, although "extras" like flowers, obituary notices, acknowledgment cards and limousines can bring the total to well over $10,000. Moreover, people often "overspend" on a funeral or burial because they think of it as a reflection of their feelings for the deceased.
Summertime and The Living Was Easy
Article Written By, Philip Kavesh
Steps You Can Take NOW to Plan for Long-Term Care--and Before It's Too Late!
It is estimated that two out of every three Americans will require some kind of assisted living at some point during their lives. This can be due to aging, illness, or some other disability.
Who Should You Choose to Be Your Successor Trustee?
When putting together your Living Trust estate plan, you will be asked to name a Successor Trustee. During your lifetime, you serve as the Trustee of your own trust. You control all of your assets as usual, but should something happen to you and you are no longer able to serve (such as become incapacitated or pass away), whomever you have named as Successor Trustee will step in.
What Happens to Your Living Trust If You Become Disabled?
A common question for many people is what happens to your Living Trust (and your assets) if something were to happen to you and you were to become disabled or ill to manage your own affairs. Who takes over then?
