So, as we wind up 2020 with all of its uncertainties, unknowns, tragedies and challenges, I'd love to hear from you and find out what YOU are grateful for. Simply reply to this e-mail. (Even if you just make a list for yourself and don't send it in, that's fine! The point is to take a moment to reflect on your blessings amidst a time when it's so easy to overlook what we do have to be thankful for!)
Stay safe and Happy Thanksgiving to you and your loved ones!
Phil