${site.data.firmName}${SEMFirmNameAlt}
Local
310-324-9403
Toll-Free
866-402-1805
<#if page.ID == "About"> In This Section
<#else> View Our Practice Areas

What Is the Right Age to Take Social Security?

The Social Security retirement age for most people is 67 but that might not be the right age to begin receiving benefits.

Full monthly Social Security benefits begin at age 67 for Americans born after 1960 so many people plan to retire at that age. But there are many reasons that people may benefit from applying for Social Security at a different age as detailed in the Wills, Trusts & Estates Prof Blog"Considerations To Keep In Mind For Taking Social Security At 67."

Things to keep in mind when considering your own retirement age include:

  • You can start receiving Social Security benefits as early as age 62. While your monthly benefits will be lower than if you wait, the system is designed so your lifetime benefits will be the same.
  • Many people plan to "file and suspend." In other words, they plan to draw from a spouse's benefits and delay filing for themselves until their monthly benefits are higher. Unfortunately, this option will no longer be available after April 29, 2016.
  • If you wait to take benefits until after the age of 67, then you can increase your monthly benefits by 8% a year until the age of 70.

An elder law attorney can be helpful in presenting your options for Social Security and the best time to apply.

No Comments

Leave a comment
Comment Information
Email Us For A Response

Find Out The Difference That Experience And Expertise Makes

Get the peace of mind that you deserve. First, attend a seminar. This will entitle you to a free initial consultation and a discounted estate planning fee. To learn more about our services or sign up for a seminar, contact us online or call us at 866-402-1805. We have offices in Torrance, Orange, Newport Beach, Pasadena and Woodland Hills.

Questions? Contact Us.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Call Now For A Free Consultation: 866-402-1805
  • ${site.data.firmName}${SEMFirmNameAlt}
  • Main Office: Torrance

    Torrance Office
    990 West 190th Street
    Suite 500
    Torrance, CA 90502

    Toll Free: 866-402-1805
    Map & Directions

    Orange Office
    333 City Boulevard West
    17th Floor
    Orange, CA 92660

    Toll Free: 866-402-1805
    Map & Directions

    Newport Beach Office
    5000 Birch Street
    Suite 8000
    Newport Beach, CA 92660

    Toll Free: 866-402-1805
    Map & Directions

    Pasadena Office
    790 East Colorado Boulevard
    9th Floor
    Pasadena, CA 91101

    Toll Free: 866-402-1805
    Map & Directions

    Woodland Hills Office
    5850 Canoga Avenue
    4th Floor
    Woodland Hills, CA 91367

    Toll Free: 866-402-1805
    Map & Directions

    Office map