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Retirement Planning: How Long Do You Expect To Live?

| Apr 10, 2014 | Uncategorized |

While my mother never ran a retirement calculator or created a formal retirement plan, she incorporated her individual longevity expectations into her retirement thinking. She enjoyed working past 65 and was also aiming to fortify her finances for what she logically expected would be a long retirement, given her good health and matrilineage.

A recent study in Forbes sheds some light on late-in-life planning-if you want to live longer, you’re going to have to work longer. So if you think you are going to live longer, can you defer your estate planning decisions?

Not quite.

This recent Forbes article, “Essential Number For Retirement Planning: Your Personal Life Expectancy,” encourages everyone to get their strategies and planning documents in place now, so that you can enjoy your retirement when it does arrive.

Healthy people don’t know their exact life expectancy, nor can they anticipate accidents, Acts of God, and other unforeseen circumstances. For that reason, we can use sound estate planning advice, and you can get that from an experienced estate planning and/or elder law attorney.

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