If you are covered by Medicare Part D and are not on an employer or group plan, this is critical information. Open enrollment for the Medicare Part D Drug plans started on October 15th. You have until December 7thto determine which is the best plan for you in 2014 and make the needed change. It could save you hundreds or thousands of dollars.
Have you heard the news? It is Medicare Open Enrollment time once again. However, do not wait until time runs out on December 7.
This is the season for distractions. With Thanksgiving in sight and the holidays not far behind, kicking the can when it comes to making your Medicare elections is easy to do. Resist the temptation!
Procrastination is never a prudent planning strategy. When it comes to Medicare Part D, you need to shop around and making comparisons can take time.
This important issue was the subject of a recent Forbes article titled “Shopping For New Medicare Part D Drug Plan Is Critical.“
Medicare plans change. What may have been the best plan for you last year may not be appropriate this year. For example, premiums go up, and so do deductibles, while coverage can waver or shift to the wrong pharmacies for you. In the meantime, perhaps your needs have changed, too.
In short, there are many variables and you will live with the decisions next year that you make (or fail to make) this year. So, how do you go about evaluating your options? Check out some basic tips worth considering in the original article.
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