Only about 45% percent of Americans have an employee-sponsored retirement account and only about 14% own any stocks directly. Even among those people who have retirement accounts, it appears that most of them are not putting nearly as much into them as they need to.

This could make things more difficult for Republicans to reform Social Security and Medicare. Americans might be more reliant on the programs in the future, than many politicians think.

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Philip J. Kavesh
Philip J. Kavesh
Helping clients with customized estate planning guidance and trust & estate administration for over 44 years.
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