Medi-Cal Crisis And Long-Term Care Planning
Change is life’s only constant. If you or a loved one has experienced a sudden illness or serious accident, or has had their capacity to handle their own affairs seriously impacted by Alzheimer’s, Parkinson’s, dementia or another chronic condition, you understand how abruptly everything can change.
Are you or a loved one suddenly in need of nursing home care? Finding and affording quality care on short notice can be stressful and draining. Our attorneys can help you determine the best options for care (with the assistance of outside professionals) and help you qualify for Medi-Cal to help finance them. You can get started today by attending one of our special seminars devoted to Medi-Cal and nursing home care held throughout Southern California.
“We are senior citizens now and want you to know how reassuring it is to know that either of us or our children will be in good hands when a need arises.” – Richard & Peggy J.
Long-Term Care: Counting The Cost
Long-term care is expensive, and these costs only continue to increase as baby boomers age. According to various surveys, the average annual cost in California (in 2017) is over $120,000 and is expected to rise to $150,000 or more in the next few years. With improved medical care, the average life span of adults also is increasing; this translates into more years of increasingly expensive care. This could quickly deplete your entire life savings within a few years. This is where Medi-Cal can help.
Medi-Cal is a joint federal and state program to assist not only individuals with limited resources, but middle-class homeowners. While Medicare provides very limited long-term care coverage, Medi-Cal is much more extensive. However, because of its restrictions, qualifying for Medi-Cal can be extremely difficult. But it can be done, and paying for a nursing home without it could be all but impossible.
Medi-Cal Qualification Process: Finding The Way
If you or a loved one are already in a nursing home, or may enter one in the near future, our experienced professionals can guide you through the Medi-Cal maze. This may begin with pre-planning, such as a Medi-Cal Asset Protection Trust, prior to entering nursing home care. Our lawyers can advise you throughout the application process, ensuring that you retain the maximum income and total assets allowed by law.
It Is Never Too Early To Start Planning
Seek appropriate counsel before you apply for and seek to qualify for Medi-Cal. We can give you – and your family – peace of mind during a difficult and uncertain time. When dealing with Medi-Cal, legal advice is something you cannot afford to go without.
To learn more about our services or sign up for a special Medi-Cal seminar, contact us online or call us at 866-402-1805. We have offices in Torrance, Orange, Newport Beach, Pasadena and Woodland Hills.